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Open
the photo for which you want to make a border.

Click
Layer/Duplicate Layer to duplicate the original layer. Select
the lower background layer as indicated in the picture below.

Click
Image/Canvas Size and select the Relative check box on
the appearing dialog. This way, the program takes the original photo
size as a basis and adds the specified border height and width to it.
This will produce a frame of the background color (white by default).
Type the same value into the Width and Height fields.
These will be the border's height and width in pixels, so set the unit
of measurement to 'pixels'.

You
can already see the simple border around the photo. Now, we want to
put some kind of passepartout-like embossing on it. Select the upper
layer on the Layers palette, and click Layer/Layer Style/Bevel
and Emboss. Specify the following settings on the dialog. For a
broader embossing, set a higher Size value. The lighting of the
border imitating the 3D effect can be changed with Angle.

Finally,
click Layer/Flatten Image to merge the layers, and save your
photo. Here's the result.

Related
Photoshop Tutorials:
Free Photoshop Tutorial: Applying borders I.
Free
Photoshop Tutorial: Applying borders II.
Free
Photoshop Tutorial: Applying borders III.
Free
Photoshop Tutorial: Applying borders V. (hungarian)
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